Effective Date: September 15, 2016

Last Modified: September 15, 2016



Collaborative Wealth Management, Inc. (“Company”) is the operator of the above-listed website(s) (the “Site”). When “Services” are mentioned in this Policy, such reference includes providing the Services described on the Site. When first-person pronouns are used in this Policy (We, Our, etc.), they are referring to Company.

We have developed this Privacy Policy to explain what type of information we collect, how we use such information, and how we protect it. Please be aware that this Policy only covers information for which we have asked of you or for which we can control via the Site. As you surely understand, we cannot be responsible for how third-parties protect any information which you may have provided to them, even if such information was provided by You via Our Services.

We are determined and committed to maintaining a great relationship with you, and we look forward to providing you with a safe and secure experience while you use the Site and Services.

Changes to this Policy

We reserve the right to revise, amend, or modify this Policy at any time. However, if we change anything in this Policy, we will change the “Last Revised” date appearing at the top of the Policy. You should therefore check this webpage frequently to see if anything has changed. Your continued use of the Site and Services after any such change shall constitute your assent and agreement to any such revisions.

Information that We Collect

Visitors and Users of the Site and Services may interact with our Site in different ways. For example, Visitors are people who may visit the Site but not necessarily sign up for the Services or actively provide any information to Us. We collect different information from Visitors than Users, and vice versa.

A.            Users – Users interact with the Site and Services in a way which requires registration or other provision of data by You, the User, so that the User may then utilize interactive features of the Site, such as sending messages through the Site. When registering to become a User, You may be prompted to provide a valid e-mail address, telephone number, Your city/state, and Your name.

B.             Visitors – Visitors are people who do not actively provide content via the Site, nor do they create an account with Us. However, as described below, the Site may still collect information from Visitors. Any information gathered from Visitors is also gathered from Users. This information is restricted to cookies, IP addresses and referral URLs, and other passive information gathering devices, as explained below.

How We Collect Information from You

A.            Passive Collection – We use cookies to collect information about You and Your use of the Site and Services in order to enhance Your experience with the Site and Services, such as storing session data so that Your preferences are stored. The information collected in Our cookies may include, but is not limited to, Your IP address, geographic location, and referral information.

B.             Active Collection – We also collect information from you, such as your name, e-mail address, city/state, and mobile number when You complete registration and/or contact forms.

How We Use Your Information

Our primary use of any information that We collect from You is to provide You with the Services which We advertise via the Site. In other words, We use the information for the purpose for which You provided it.

With the limited exceptions found in the Special Cases section below, We will never sell, rent, or disclose your personal information without Your permission. Personal information includes all personally identifiable information that You provide in order to use the Site, and which We actively collect.

We may contract with certain third parties to provide you with the Site and Services. These parties may include billing processors, data centers for hosting the Site, Services, and other vendors needed to provide the Site and Services. While We expect that those third-parties will respect and keep private all information for which they have access, We cannot guarantee that data breaches or other unauthorized access to Your information, including messages You send through Our Services, will not occur.

Special Cases.

We endeavor to not use or share personally identifying information about You in ways unrelated to those described in this Policy without also providing You with an opportunity to opt-out or otherwise prohibit the unrelated uses or disclosures. However, there may be special circumstances in which we need to disclose, with or without Your knowledge, personal information about You, or information regarding Your use of the Site or Services, including:

  1. To bring legal action against someone who may be violating our Terms & Conditions or other policies;
  2. If We are compelled to do so by lawful criminal, civil, or administrative process, subpoenas, or court orders.
  3. If We suspect credit card fraud or abuse, or other fraudulent activity.
  4. If We sell or transfer the Site or Services to a third party; however, We will first notify You to inform You of such sale or transfer.

Our Commitment to Data Security

We take measures to protect the storage and transmission of Your information. We make every reasonable effort to ensure the integrity and security of the network and systems which are under Our control; however, We cannot guarantee that our efforts will prevent third-parties from illegally obtaining this information from Us or the vendors We use to provide the Site and Services. Given the resourcefulness of hackers, We are unable to guarantee that our security, including that of Our vendors, is wholly breach-proof. You assume the risk of such breaches to the extent that they occur despite Our reasonable security measures.

If you have questions or concerns about this Privacy Policy, or if you believe advisorRETIRE™’s Web site is not following its stated policy, contact us at 1525 International Parkway, Suite 1001, Lake Mary, FL or by calling (407) 792-3336.